The Health Insurance Marketplace was established by the Affordable Care Act of 2010. It is designed as a gateway for individuals, families, and small businesses to access health insurance. The marketplace is generally used by people who do not have access to health insurance sponsored through an employer. There are also features of the marketplace where insurance premiums, deductibles, and cost sharing will be adjusted based off of your income.  Using the marketplace on your own can be quite confusing, but this is where the role of an agent comes in. I can help you figure out if you qualify for the marketplace, compare plans, explain benefits, and assist with enrollment applications. If you have any questions, call Bryce.